Filing Without an Attorney

Filing bankruptcy without an attorney is called "Pro Se" - meaning to represent oneself in legal proceedings.

If you are considering filing bankruptcy, we strongly encourage you to obtain the services of an attorney who specializes in bankruptcy laws. For information about hiring an attorney, contact your state or local bar association. Many law schools have legal clinics that offer free legal services or classes. To educate yourself in what filing bankruptcy entails, we present the following information:

If you cannot afford to pay an attorney, you may qualify for free legal services ("pro bono"). The "Bankruptcy Pro Bono Resource Locator" can help you find the most convenient provider of bankruptcy pro bono services.